INSURANCE FOR BUSINESS | EMPLOYEE PROTECTION

Group Private Medical Insurance

Group Private Medical Insurance is a policy, paid for by the business as a tax-deductible expense, to cover some or all of the costs of Private Medical treatment, where the member will receive medical treatment for acute conditions.

This works alongside the NHS and is tailored to suit everyone’s needs. It improves health in the workplace, reduces absenteeism and shows a real commitment to employees.

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Why choose us?

Dedicated, Personal Service

Strength in gathering the right information from you and tailoring policies accordingly.

Quick Response

Reducing employee absenteeism by quicker turnaround of medical requirements.

Flexibility Of Cover

The right balance between affordability and product quality.

Supporting Staff Health and Well-Being

Your health is your greatest asset and group private medical insurance can help protect it. As a business owner you cannot afford for your health to threaten the success of your business, which makes year-round, thorough healthcare a business necessity. Unfortunately, the overburdened NHS is often restricted from providing comprehensive patient care.

As healthcare needs have continued to grow and evolve, the NHS has been slow to adapt. This has created protracted waiting lists for vital procedures. For this reason, both individuals and businesses have turned to Private Medical Insurance (PMI) to satisfy their health and wellness needs.

Supporting Staff Health and Well-Being

Your health is your greatest asset and group private medical insurance can help protect it. As a business owner you cannot afford for your health to threaten the success of your business, which makes year-round, thorough healthcare a business necessity. Unfortunately, the overburdened NHS is often restricted from providing comprehensive patient care.

As healthcare needs have continued to grow and evolve, the NHS has been slow to adapt. This has created protracted waiting lists for vital procedures. For this reason, both individuals and businesses have turned to Private Medical Insurance (PMI) to satisfy their health and wellness needs.

What is Group Private Medical Insurance?

Group private medical insurance provides individuals with a greater degree of flexibility in their care and treatment. Individuals have quicker access to treatments and a wider selection of care environments, specialists and treatment facilities. This type of insurance is capable of supplementing the services and care that the NHS provides, which can benefit both individuals and businesses.

Individual cover

Plans cover a single person but can extend to the entire family. Such plans help business owners ensure that any personal or family medical issues do not affect their businesses. If you are a sole trader, you cannot afford to miss work due to lengthy NHS wait times.

Company Paid Cover

The Plan requires employers to cover the cost of the policy, and they can vary what sort of covers an individual can have.

Company paid plans can help reduce absenteeism costs and attract top performers.

Each PMI scheme eliminates risk and provides policy holders peace of mind

Choice Of Medical Insurance Covers

Standard Plans

Less expensive but impose limitations on what can be claimed. Such as outpatients limits, different excesses, predetermined amount of days that can be used for treatment, choice of hospitals etc.

Premier / Comprehensive Plans

Broadest range of cover and fewest restrictions on how large an amount can be claimed. The policyholder has the option to include often-excluded items, such as: Dental, Optical and Medical Health, Worldwide Travel etc.

R K Henshall understand that key staff being absent from work through illness can have a huge impact on both the business and the individual. That’s why we work with a wide range of providers to offer you private medical insurance (PMI), specially designed for you and your business.

We can offer the perfect combination of our personal service and marked expertise together with a choice of products from a wide range of providers.

Private medical insurance can help your business to avoid the escalating costs associated with staff awaiting treatment on the NHS.

In addition, it serves as a very attractive fringe benefit to both existing employees and potential new staff.

For more information and a free quote, please call us on 01270 758070 or click below.

“The service R K Henshall have given me over the past 10 years since I have worked here has been excellent.

They know their products and you can feel the passion from them for what they do. They work extremely hard to get competitive prices/ quotes and show me options to choose from. This saves me both time & money by using R K Henshall!”

Lafert Electric Motors Ltd
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R.K. Henshall © 2026

R K Henshall is a trading name of Advisory Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority. Our Firm Reference number (FRN) is 313250. Registered office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Registered in England & Wales No.4043759.

R K Henshall are very proud to support Lupus UK. Lupus UK is a charity very close to our hearts. Unfortunately, Nita Davies who had been a stalwart of our company from it’s very beginning lost her battle against this terrible illness in 2013. Lupus UK is the only National Charity which supports people with the immune system illness. (Registered charity nos. 1051610, SC039682) Click here to read more about Lupus UK.