INSURANCE FOR BUSINESS | EMPLOYEE PROTECTION

Group Personal Accident

Have you ever thought about what would happen to your business if one of your employees was seriously injured and the injury meant that they needed to take an extended period off work, or that they could not continue to do their current role for some time?
Do you have a contingency plan in place?

Ready to start your experience with us? Contact us

Why choose us?

Simple Applications

We make the application process as simple as possible.

Independent Advice

Utilising a wide variety of insurers to get the best cover and premium.

Safeguarding Your Business

Helping businesses back on their feet if worst happens to a key employee.

Protecting Your Valued Employees

As a business you probably protect your stock and contents but have you ever thought about protecting probably your most valuable asset- your people? A Group Personal Accident policy can protect you and them against injury, disability or death as a result of an accident. The insurance payment can be used to provide a contractual benefit, provide monetary support to the employee, or by the business to cover the costs of finding and hiring a replacement.

Protecting Your Valued Employees

As a business you probably protect your stock and contents but have you ever thought about protecting probably your most valuable asset- your people? A Group Personal Accident policy can protect you and them against injury, disability or death as a result of an accident. The insurance payment can be used to provide a contractual benefit, provide monetary support to the employee, or by the business to cover the costs of finding and hiring a replacement.

Why Personal Accident Insurance Cover?

A Group Personal Accident policy will normally cover

  • Accidental death
  • Permanent total disablement and disabling injuries
  • Total or temporary partial disablement
  • Loss of limbs or eyes
  • Broken bones
  • Facial disfigurement including burns and scarring to the face
  • Dental injuries
  • Physio, rehab and counselling support

There are a number of cover options and they can include:

A Tax Free Lump Sum– Usually issued in the event of death, disablement or loss of speech/ hearing/ sight following an accident.

Weekly Payments- This extension to cover is normally available if you or your employees are injured or sick or unable to undertake their normal work duties

Cover Options- There is normally an option to cover work accidents during work time only or to extend this to cover accidents on a 24/7 basis.

The bonus of covering employees on this basis is that legal liability does not need to be established for the payment to be made by the insurers.

For more information please and to get a quotation please call Stacey on 01270 758057 or click the below.

A company purchased an Occupational Personal Accident Policy for it’s delivery drivers. One of the drivers was involved in a serious road traffic accident and the Personal Accident policy provided a weekly benefit to the company in order for them to secure a temporary replacement driver during the period of absence.

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R.K. Henshall © 2021

R K Henshall & Co Ltd are Independent Intermediaries and are authorised and regulated by the Financial Conduct Authority. Directors: J.R. Henshall B.A.(Hons) ACII Cert CII (FS), A.J.Simpson ACII, T.R.Dredge DIP CII, A.Brown FCCA. Director/Company Secretary R.K. Henshall ACII. Registered No. 1285024

R K Henshall are very proud to support Lupus UK. Lupus UK is a charity very close to our hearts. Unfortunately, Nita Davies who had been a stalwart of our company from it’s very beginning lost her battle against this terrible illness in 2013. Lupus UK is the only National Charity which supports people with the immune system illness. (Registered charity nos. 1051610, SC039682) Click here to read more about Lupus UK.