Getting the correct prestige home insurance cover can be tricky without expert assistance. Given the likely sums insured and the possible non-standard nature of your building and contents, you probably won’t be able to use an online comparison model to insure your property on the right basis.
We will help you every step of the way by doing a thorough review of your insurance requirements and then talking to underwriters who specialise in this area to get the right cover for you.
Getting the correct prestige home insurance cover can be tricky without expert assistance. Given the likely sums insured and the possible non-standard nature of your building and contents, you probably won’t be able to use an online comparison model to insure your property on the right basis.
We will help you every step of the way by doing a thorough review of your insurance requirements and then talking to underwriters who specialise in this area to get the right cover for you.
Prestige home insurance for your home and its walls, fences, gates, hedges, permanent fixtures and fittings, alarm systems, driveways, paths, steps, terraces, patios, permanently installed swimming pools and hot tubs, ornamental ponds, fountains, swimming pool covers and accessories, hard tennis courts, solar panels and associated power- generating equipment, wind turbines used for domestic purposes and service tanks all on the same site including the underground services, inspection hatches and covers all supplying your home business equipment office furniture and office equipment, supplies and stock, all owned by you or your family.
Cover for:
Items that are worn or intended to be worn and made of gold, silver, platinum or other precious metals and/or set with precious or semi-precious stones. Items over a certain value will need to be specified on your schedule of cover in order to make sure that they are covered to their full value. Cover is also available for items kept in a safe at home, but only if the safe has the appropriate money limit.
Occupiers, Personal and Employers Liability
Policies will normally cover you or your family, your domestic employees, for all amounts which you or they become legally liable to pay as damages in respect of accidental
Property owners’ liability this cover is normally included if your buildings are insured with the insurer and covers you or your family for all amounts that you or your family become legally liable to pay in respect of accidental
There are normally extensions available for Liabilities in respect of:
Country pursuits that take place on your land such as shooting or fishing
Organised events that take place in your garden or on your land such as charity fundraisers.
A High Net worth policy will come with a number of extensions that you will not find on a normal household policy :
Family Protection and Assistance
Lifestyle Protection.
Extensions of cover could include cover for:
Home Emergency
Home Emergency cover is designed to protect you against sudden and unforeseen incidences (such as primary home heating system breakdown or burst pipes) or emergency access to home security experts.
Legal Protection
Legal Expenses Insurance provides you and your family with a range of legal help and support within areas such as employment and contract disputes and property and tax protection.
Home Cyber Protection
This will help to cover you against the risks which you may encounter online and to put things right if anything goes wrong. Examples include
For further information and advice on prestige home insurance, simply pick up the phone today and contact one of our personal lines account handlers on 01270 758070 who will talk you through all requirements. Or contact us here. Feel safe in our hands.