PERSONAL COVER

Private Medical Insurance

Private Medical Insurance is a policy that provides quick access to leading UK medical care and hospitals. PMI has changed in recent years in order that policies work to complement and improve the NHS rather than acting as a replacement.

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Why choose us?

Dedicated, Personal Service

Strength in gathering the right information and tailoring policies to you.

Quick Response

Reducing absenteeism by quicker turnaround of medical requirements.

Flexibility Of Cover

The right balance between affordability and product quality.

Flexibility and Choice

This provides consumers with greater flexibility and choice when selecting the right level of PMI cover. For example, many policies include access to a Private GP so that initial period of worry from feeling unwell and waiting to see your GP is eliminated and you are referred to a specialist, if required, more quickly. 

Some medical policies can also provide the ability to get second opinions and in some cases will offer access to the most expensive cancer drugs.

Flexibility and Choice

This provides consumers with greater flexibility and choice when selecting the right level of PMI cover. For example, many policies include access to a Private GP so that initial period of worry from feeling unwell and waiting to see your GP is eliminated and you are referred to a specialist, if required, more quickly. 

Some medical policies can also provide the ability to get second opinions and in some cases will offer access to the most expensive cancer drugs.

The Benefits of Private Medical Cover

While the National Health Services provides a valuable basic medical service to UK citizens, Private Medical Insurance gives you peace of mind that you will receive the very best of care available if you become ill.

Having Private Medical Insurance provides you with some key benefits over the basic NHS services including:

  • Reduced waiting times – In the UK the NHS can have lengthy waiting times for many treatments.  Having medical insurance often allows you to get treatment quicker, particularly for non–urgent treatment.
  • Convenience and peace of mind – Being able to plan your treatment to suit your busy life and commitments is important.
  • Greater choice – Having the ability to choose your hospital and the treating consultant that you prefer is highly valued.
  • Control over your treatment – In the private sector your consultant will be able to prescribe the latest drugs without worrying about NHS funding and postcode lotteries. Often treatment not available through the NHS can be funded privately as can second opinions.
  • Privacy & Quality care – In the Private sector not only can you choose your hospital but many policies offer you the choice of a private room with en-suite facilities and far more freedom on visiting hours than is possible in the National Health.

Choice Of Covers

Standard Plans

Less expensive but impose limitations on what can be claimed. Such as outpatients limits, different excesses, predetermined amount of days that can be used for treatment, choice of hospitals etc.

Premier / Comprehensive Plans

Broadest range of cover and fewest restrictions on how large an amount can be claimed. You would have the option to include often-excluded items, such as: Dental, Optical and Medical Health, Worldwide Travel etc.

RK Henshall understand that being absent from work through illness can have a huge impact on you and your family. That’s why we work with a wide range of providers to offer you private medical insurance (PMI), specially designed for your needs.

We can offer the perfect combination of our personal service and marked expertise together with a choice of products from a wide range of providers.

For more information and a free quote from a dedicated Protection Consultant, please call Stacey on 01270 758057 or click below.

“I have held my medical Insurance with R K Henshall for the last 10 years. They have always made sure I always got the best cover and premiums possible and have helped me when I’ve needed to make a claim. I couldn’t ask for a better personable service”.

David Simpson

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The Grove, Mill Lane,
Wheelock, Sandbach,
Cheshire, CW11 4RD.
Telephone: +44 (0)1270 758070
Fax: +44 (0)1270 758059

R.K. Henshall © 2021

R K Henshall & Co Ltd are Independent Intermediaries and are authorised and regulated by the Financial Conduct Authority. Directors: J.R. Henshall B.A.(Hons) ACII Cert CII (FS), A.J.Simpson ACII, T.R.Dredge DIP CII, A.Brown FCCA. Director/Company Secretary R.K. Henshall ACII. Registered No. 1285024

R K Henshall are very proud to support Lupus UK. Lupus UK is a charity very close to our hearts. Unfortunately, Nita Davies who had been a stalwart of our company from it’s very beginning lost her battle against this terrible illness in 2013. Lupus UK is the only National Charity which supports people with the immune system illness. (Registered charity nos. 1051610, SC039682) Click here to read more about Lupus UK.