With online comparison websites becoming so easy to use, the question is “Why would I use a broker for my insurance policies?”
A good comparison website can help you to scan the market quickly for the cheapest insurance deal. However, the policies that are found through a price comparison site are normally very generic. Therefore, you might find that these policies are not suitable for your specific needs. An insurance broker on the other hand, can find a policy that is tailored to your requirements and ensure that you are properly covered.
Insurance can be confusing
A website is great if you know exactly what you need, and are sure that a standard, generic policy will correctly cover you. But if your policy isn’t suitable, you might not find out until you try to make a claim. A Chartered Insurance Broker can take the time to understand you, your business, and the risks that you face. They can not only tailor a package to suit you, but also recommend insurance products to protect you.
Bespoke cover
Chartered Insurance Brokers also have access to specialist markets, who can cover more unique situations. For example, a high-value antique in your home, or a complex business set up.
Year-round support
Your insurance broker will then be there throughout the annual policy, for any questions that you may have. They will assist you in making adjustments to your policy, should your circumstances change.
Access to markets
Insurance brokers have access to insurance markets that you wouldn’t do as a direct consumer. This can allow us to find cover that suits your situation, provide policies for difficult to insure trades and secure the most cost-efficient rates.
Why Chartered?
At RK Henshall, we are proud to be Chartered. This means that we have dedicated ourselves to maintaining the highest professional standards and commitment to developing knowledge and skills through professional development.
Want to read more about our Chartered status? Click here.
